Sometimes the transfer “pends” for a day. Don’t panic—that’s just Bank of America checking its watch. If it takes longer than 3 business days, call their customer service at 1-800-432-1000. Be patient with the automated voice; it’s not paid enough to be friendly.
Another classic: you forget your security code sent via text. This happens to me at least twice a month. Just hit “Resend code” and blame your phone’s battery. And pro tip: make sure you have enough funds in the account you’re sending from. Overdraft fees are like throwing money into a wishing well—except you don’t get a wish.
