Great question. If you haven’t worked there long enough, you might not keep the “match” portion. This is called vesting. Think of it like a gym membership—you only own the free protein bars after you’ve been a member for a certain number of months.
Check your plan’s vesting schedule. If you’re only 50% vested, you only keep half of what your boss put in. The rest goes back to the company. It’s a bummer, but it’s not your money yet. No need to panic—just know it’s part of the game.
