My cousin Dave eventually traded the orange Civic for a gray Toyota Camry. He paid about half in monthly insurance as he did for that eight-hundred-dollar junker. He told me recently: “I thought buying the car was the big win. Turns out, the real victory is getting insurance that doesn’t make you cry.”
So take it from a guy who learned the hard way: buy the right car, not the coolest one. Bundle your insurance. Take the boring class. And when you get that first low quote, do a little happy dance in the dealership parking lot. You’ve earned it. Now go drive — safely, and insured.